Warranty Value Calculator

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Warranty Value Calculator: Is Extended Warranty Worth It?

Stop wasting money on useless protection plans. Our warranty calculator shows if you’ll save or lose over time.

How It Works

  • Enter product price, warranty cost
  • Add failure rate and repair cost
  • Get expected savings and recommendation

Example: $599 Laptop + $89 Warranty (3 yrs)

Failure rate: 15% → Repair: $300
Expected repair cost: $45
Warranty value: -$44 → Don’t buy

Typical Failure Rates

Product3-Year Failure Rate
TV5–10%
Laptop15–25%
Phone10–20%
Washer10–15%
Fridge5–12%

Pro Tips

  • Warranty cost > 15% of price → usually bad
  • Use deal evaluator first
  • Credit card often includes 1-year free
  • Read fine print: “normal wear” not covered

When to Buy

  • High repair cost (>50% of price)
  • Critical use (medical, work)
  • Long warranty (5+ years)

FAQs

Does it include labor? Yes — use full repair estimate.

Multiple failures? Model averages one.

Refunds? Most allow 30-day cancellation.

Conclusion

Most warranties lose money. Use our free warranty value calculator before saying yes at checkout.

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