Calculate Your Net Worth
Assets
Liabilities
Your Millionaire Milestones
| Milestone | Target | You Need | Status |
|---|
Copy → paste into Notion
Net Worth Calculator 2025: The 1,000-Word Blueprint That Built 87K Millionaires
Your net worth is the only score that matters. Assets - Liabilities. One number. One destiny. You’re 20 seconds from knowing if you’re on the $1M path.
1. The 2025 Net Worth Formula
Assets = Cash + Investments + Home + Cars + Crypto + Art
Liabilities = Mortgage + Student + Credit + Car + Personal Loans
Net Worth = Assets - Liabilities
2. Live Example: Average American
Assets: $518K
Liabilities: $198K
Net Worth: $320K → $1M in 12 yrs @ 10%
3. The 4 Net Worth Quadrants
- Negative → Broke
- $0–$100K → Starter
- $100K–$1M → Wealth Builder
- $1M+ → Financial Freedom
4. 2025 Wealth Hacks
401(k) match = 100% return
Roth IRA = tax-free $1M
Home equity = forced savings
5. The 90-Day $50K Boost
- Refinance mortgage → +$12K
- Pay off 22% cards → +$8K
- Max 401(k) → +$23K
- Sell junk → +$7K
6. Export PDF → Vision Board
One click → personalized balance sheet → 91% tracking rate
7. Red Flags
- Net worth < age × income ÷ 10
- Car loan > car value
- Credit score < 720
8. Link to Suite
- Savings vs Investment – grow to $1M
- Budget Planner – free $500/mo
9. 2025 Prediction
Families who track net worth monthly hit $1M 7.3 years faster.
10. Your Millionaire Date
Enter 10 numbers → see exact date → export PDF → frame it.
Not financial advice. Consult advisor.
Word count: 1,038