ETF Performance Calculator 📦

Analyze an Exchange-Traded Fund (ETF) by calculating its **Total Return**, the impact of its **Expense Ratio**, and its **Tracking Difference** compared to its benchmark index.

Investment Details

Initial Investment ($):

Holding Period (Years):

ETF & Index Performance

ETF's Average Annual Return (%):

Total return, including reinvested dividends.

Benchmark Index Annual Return (%):

e.g., S&P 500, Russell 2000 return.

ETF Expense Ratio (%):

Annual fee taken from the fund's assets (e.g., 0.05% = 5 basis points).

Annual Tax Drag on Returns (%):

Optional: Estimate of taxes paid on dividends/realized gains per year.

Key ETF Metrics

1. Final Value (Compound Interest)

Calculated using the ETF's net average annual return (Total Return - Tax Drag).

Final Value = P × (1 + r)ⁿ
Where:
P = Initial Investment
r = Annual ETF Return - (Expense Ratio / 100) - (Tax Rate / 100)
n = Holding Period (Years)

2. Tracking Difference

Measures how closely the ETF's return matches its benchmark index. A negative difference means the ETF underperformed the index.

Tracking Difference (%) = ETF Annual Return - Benchmark Annual Return

Note: For a passive ETF, this difference should ideally be near the Expense Ratio, but factors like transaction costs, sampling, and cash holdings can cause variance (positive or negative).

ETF Performance Calculator 📦

Investment Details

ETF & Index Performance

ETF Analysis

Final Portfolio Value

Cumulative Total Return

Average Annual Tracking Difference

Total Cost of Expense Ratio

Index Value (If invested directly)

Total Absolute Profit

Key ETF Metrics

1. Final Value (Compound Interest)

2. Tracking Difference