Real Estate ROI Calculator 🏘️

Analyze the profitability of a **rental property investment** by calculating key metrics like **Cash Flow**, **Capitalization Rate (Cap Rate)**, and **Cash-on-Cash Return**.

Purchase and Income

Property Purchase Price ($):

Gross Monthly Rental Income ($):

Upfront Costs & Financing

Closing Costs ($):

e.g., appraisal, inspection, legal fees.

Rehab / Repair Costs ($):

Down Payment (%):

Automatically calculates the loan amount.

Monthly Operating Expenses

Property Tax (Annual $):

Insurance (Annual $):

Vacancy Rate (%):

Percentage of time property is expected to be vacant.

Maintenance & Repair (% of Rent):

Estimated monthly cost as % of gross rent.

Property Management Fee (% of Rent):

Cost for professional management, if applicable.

Other Monthly Expenses ($):

Loan Details (For Cash-on-Cash Return)

Mortgage Interest Rate (%):

Loan Term (Years):

Key Real Estate Metrics

1. Net Operating Income (NOI)

NOI = Gross Annual Income - Total Annual Operating Expenses (excluding mortgage/debt)

2. Capitalization Rate (Cap Rate)

Measures the property's potential rate of return if it were bought entirely in cash (unleveraged). It's used to compare properties.

Cap Rate (%) = (NOI / Purchase Price) × 100

3. Cash-on-Cash Return

Measures the annual return on the actual cash invested (down payment + closing/rehab costs). This metric includes the effect of financing (leverage).

Cash-on-Cash Return (%) = (Annual Cash Flow / Total Cash Invested) × 100

Where Annual Cash Flow = NOI - Annual Debt Service (Mortgage Payments)

Real Estate ROI Calculator 🏘️

Purchase and Income

Upfront Costs & Financing

Monthly Operating Expenses

Loan Details (For Cash-on-Cash Return)

Investment Analysis

Capitalization Rate (Cap Rate)

Annual Cash-on-Cash Return

Annual Cash Flow (Net Profit)

Total Cash Invested (Equity)

Key Real Estate Metrics

1. Net Operating Income (NOI)

2. Capitalization Rate (Cap Rate)

3. Cash-on-Cash Return