Future Value Calculator: Grow Your Savings
Our Future Value Calculator projects growth from lump sum or regular deposits with compound interest.
Key Inputs
- PV: Initial amount
- PMT: Regular deposit
- r: Annual rate
- n: Compound frequency
- t: Years
Formulas
FV = PV × (1 + r/n)^(n×t) + PMT × [((1 + r/n)^(n×t) - 1) / (r/n)] × (1 + r/n for begin)
Example: $10K + $500/mo, 7%, 10 yrs
- FV: ~$166,000
- Interest: ~$96,000
- Deposits: $70,000
Pro Tips
- Compound monthly > annually
- Start early
- Use with PV
Limitations
- Assumes fixed rate
- No taxes/fees
- Constant deposits
Conclusion
Plan your financial future. Use our Future Value Calculator now.