Lump Sum Calculator: Grow Wealth with One-Time Investment
Our Lump Sum Calculator shows future value, real returns, and compares with SIP.
What is Lump Sum Investing?
One-time large investment in mutual funds, stocks, or fixed income.
Formula
FV = PV × (1 + r)^t
Real FV = FV / (1 + i)^t
Example: ₹5 Lakh, 12%, 10 yrs
- FV: ~₹15.5 lakh
- Gain: ~₹10.5 lakh
- Return: 210%
- CAGR: 12%
Lump Sum vs SIP
Lump Sum wins in rising markets. SIP reduces risk via averaging.
Pro Tips
- Invest during market dips
- Hold 5+ years
- Adjust for inflation
- Use with SIP
Limitations
- Market timing risk
- No rupee cost averaging
- Assumes constant return
Conclusion
Maximize growth. Use our Lump Sum Calculator now.