Portfolio Growth Calculator: Plan Your Wealth Journey
Our Portfolio Growth Calculator forecasts multi-asset portfolio value with contributions, returns, and inflation.
Why Model Portfolio Growth?
Visualize compounding across stocks, bonds, cash. Adjust for inflation to see real purchasing power.
Key Inputs
- Initial Value: Starting balance
- Contributions: Annual additions
- Returns & Risk: Per asset class
- Inflation: Real vs nominal
Asset Allocation Matters
60/30/10 portfolio: 8.1% expected return, ~9.5% risk.
Example: $50K + $12K/yr, 20 yrs
- Nominal: ~$720,000
- Real (3% inflation): ~$400,000
- CAGR: 8.1% nominal, 5% real
Formulas
FV = PV × (1+r)^t + PMT × [((1+r)^t - 1)/r]
Real Value = Nominal / (1+inflation)^t
Pro Tips
- Increase contributions over time
- Rebalance annually
- Use diversification
Limitations
- Assumes constant returns
- No taxes or fees
- Market volatility not simulated
Conclusion
Build wealth with data. Use our Portfolio Growth Calculator to stay on track.